Hello, my dear readers! I hope you're all doing well and financially stable this first quarter of 2016. I apologize for my long absence here in my blog because I'm hella busy doing office works, job-hunting, and budgeting. To sum it out I'm going nuts but let's not talk about it right now. Hehe.

Anyhow, I want to share with you 10 financial commandments that I learned from Pisobilities; it is a financial show I frequently watch here in the Philippines thru UNTV channel. I am an avid viewer of the show and the main host Mr. Francisco Colayco shares awesome tips that I try to exercise in my money woes. I hope reading below 10 lists will inspire you to be financially free from expenses and start building your emergency fund.

1. Pay yourself first - save, save and save!

2. Define your financial target at each life phase:

-Start-up stage: 3 months cash reserve
-Build-up stage: 6 months cash reserve
-Asset Allocation stage: 5 years of cash reserve

3. Stop spending on things that will decline in value

4. Protect your greatest income generating asset (YOU), seek for protection like insurance: term life insurance and hospital insurance

5. Grow with the economy and beat inflation

6. Trust the power of compound interest

7. Assess risks and options:

Remember: The higher the return, the higher the risk!

8. The power of leverage

9. Invest and diversify

10. Make use of the power of one:

-Mutual funds
-UITF's
-VUL

I hope you learn something after reading this entry and inspire you to start saving now! Do you have any financial show that you watch right now or do you have any financial guru that you follow? Share it in the comment section below.

Valentines day is happening soon and since this is a financial blog I thought this is a perfect time to share some ways to impress a girl without hurting your pocket. Furthermore showing your affection with your special someone shouldn't that expensive, right? Let's begin on the list.

1. Love letter

It may sound old school but this sweet gesture is surely the best way to get her attention to show her about your love. Add some your creativity juice by writing poems or cheesy lines.

2. Flowers

If your mom has a garden and she has flowering plants you can simply pick some of them and give it to your girlfriend. Daisies, carnations, roses or yellow bell will do.

3. Movie Marathon

Download romantic movies before the V-day then invite your girlfriend for a movie marathon date. Don't forget to buy chips or popcorn to fill her tummy too. I would recommend movies such as love Rosie, Titanic, 500 days of summer, The perks of being a wallflower and so much more!

4. Cook her a meal

If you know how to cook then use it to impress the girl you love. Prepare her a luscious meal that she likes. This gesture is super "kilig" moves! If you can also bake then make her cookies or cupcakes.

5. Local Chocolates

Who said that you need to buy imported chocolates to impress your girl?! Why not try our local chocolates and add sweet notes in it.

6. Serenade Her

This "kilig" move is sure hit-- if you have that golden voice. Sing your lungs out to your special girl on that special day! It will earn you 100 cute points in her heart.

I hope my recommendation can help you in a simple way on a V-day with your partner. Happy Valentines Day Guys!

Photo Credits: Pixabay.com - Alexas_Fotos, canva.com

6 Great Ways to Celebrate Valentines without spending Money | Kuripot Adventure

6 Great Ways to Celebrate Valentines without spending Money

9:53 PM

Cindy

4 Comments

Valentines day will be happening this Sunday and since this is a financial blog I thought this is a perfect time to share some ways to impress a girl without hurting your budget. Furthermore showing your affection with your special someone shouldn't that expensive, right? Let's begin on the list.

1. Love letter

It may sound old school but this sweet gesture is surely the best way to get her attention to show her about your love. Add some your creativity juice by writing poems or cheesy lines.

2. Flowers

If your mom has a garden and she has flowering plants you can simply pick some of them and give it to your girlfriend. Daisies, carnations, roses or yellow bell will do.

3. Movie Marathon

Download romantic movies before the V-day then invite your girlfriend for a movie marathon date. Don't forget to buy chips or popcorn to fill her tummy too. I would recommend movies such as love Rosie, Titanic, 500 days of summer, The perks of being a wallflower and so much more!

4. Cook her a meal

If you know how to cook then use it to impress the girl you love. Prepare her a luscious meal that she likes. This gesture is super "kilig" moves! If you can also bake then make her cookies or cupcakes.

5. Local Chocolates

Who said that you need to buy imported chocolates to impress your girl?! Why not try our local chocolates and add sweet notes in it.

6. Serenade Her

This "kilig" move is sure hit-- if you have that golden voice. Sing your lungs out to your special girl on that special day! It will earn you 100 cute points in her heart.

I hope my recommendation can help you in a simple way on V-day with your partner. Happy Valentines Day Guys!

Photo Credits: Pixabay.com - Alexas_Fotos, canva.com

4 comments:

edelweizaFebruary 9, 2016 at 10:51 PM

Great suggestions, Cindy! Gusto ko yung ipapagluto, very impressive yun. Pero hindi yan kaya ng asawa ko, sa kain lang sya magaling. Hehe. Siguro pwede sya sa love letter, nakakakilig din yun kasi mag-eeffort talaga. :)
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blahblahblogchefFebruary 23, 2016 at 10:19 PM

My husband believes that Valentines Day is just a marketing strategy of owners of restaurants, flower shops etc. Pero nakikivalentines pa din naman kami, kawawa naman daw kasi ako. hehe. Last Vday, he did not give me a bouquet of flowers. Ang mahal daw eh.Kain na lang daw kami ng masarap which we did.
You are right. Hindi naman mahal ang magpakita ng pagmamahal.

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Kuripot Adventure

Pisobilities: 10 Financial Commandments