August 2016 Life Lately: House Update, PH Stocks & Personal Life

7:28 PM Cindy 16 Comments

Hey, all! I finally have the time to write an update to my blog. Yahoo! To my few readers, thank you for still keeping in touch with me.
Our house renovation is 90% complete while the remaining 10% is put on hold because I hit my budget constraint and I can't afford yet to buy paint materials. I’m planning to push through the incomplete task by November. The bad news is I use all the money on my emergency fund.  Boo. So yeah I'm starting again on building my saving/emergency fund. But I am not complaining because seeing our home before and after the renovation is a big accomplishment for me. I can now say that one of my goals is turning into a reality, one step at a time. Naks! You can read my previous post where I share about our house renovation dilemma here. 
Before the house renovation
After the renovation
About my stocks, I sold some during the first week of August 2016 (Ghost month) and earn a little from it. The funny thing is when I sold my stocks the price went high that I totally regret selling them but as they say an investor should be unemotional and move on once his/her stocks are sold. A gain is a gain! If you are curious how much I received, it is way higher compared to the interest that I get from the bank. If I have readers who are thinking to invest on stock market I recommend start now! But be reminded that you should never put all your savings on the stock market, instead set aside a portion of your money for emergencies.
Currently I have two stocks which are red right now. I'm  hoping it will turn green next month.
Aside from my full-time job, I’m also freelancing on Upwork. I am lucky I bagged a long term project from one client in Texas. So yeah, I have deal with my time management now since I have extra job to do at home. So many works so little time. Sigh. Sus, ako na busy! Charot. My budget plan is the same as before, I still in charge of making financial arrangements at home. I find it relaxing whenever I do grocery shopping. Well except when it’s time to pay the bills at the counter! Haha.

What about you? How's your August month so far? Share your stories in the comment box below. I hope it is more interesting than mine!

Photo Credit:
Canva.com
Pixabay.com
COL Financial

16 comments:

  1. MSPAugust 24, 2016 at 11:03 PM

    Im not sure if my 1st post went thru, good job on the home renovations! Sakit nga lang sa bulsa noh?

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    1. CindyAugust 25, 2016 at 12:19 AM

      Thank you sis! Yup, masakit nga sa bulsa pero nung nakita ko naman ang end product ng ginastos ko masaya ako. Hehe. Ipon-ipon na lang ako ulit at tipid tipid. Huhu. Anyhow, sis good luck sa pagbubuntis mo! :)

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  2. graceAugust 26, 2016 at 9:17 PM

    Congrats sis, laki na ng improvement ng bahay mo. Ang sarap talaga magpagawa ng bahay at nakikita mo yung transformation nito, masakit lang talaga sa bulsa kaya tinigil ko muna. Good luck sa new sideline mo at God Bless sis!

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    1. CindyAugust 27, 2016 at 12:56 PM

      Thanks sis! Kahit na masakit sa bulsa sis after nung renovation worth it naman ang gastos. Hehe.

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  3. edelweizaSeptember 9, 2016 at 12:42 AM

    Good job on the house renovation, Cindy! And congrats sa stock market gains mo. Ang sarap tingnan nung CEB stock mo, nasa 48%+ gain na. HIndi ako nagbenta ng stocks last August pero nakareceive ako ng dividends. :)

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    1. CindySeptember 12, 2016 at 5:24 PM

      Thanks sis, sayang nga e wala akong gaanong funds ngayon inventory sale pa naman ang mga stocks now. Hehe. Ako rin nakarecieve ng dividends kahit maliit masaya pa rin ako. Hehehe.

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  4. MejLoza.comSeptember 11, 2016 at 8:52 PM

    Major expenses talag nakakadeplete ng emergency fund. Nakakalungkot pero at the same time nakakatuwa kasi pag inisip mo na at least may pinuntahan ang pera na makikinabang and maeenjoy ng buong family. Simulan na lang ulit ang emergency fund pagkatapos. Good luck sa house renovation and sa emergency fund :)

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    1. CindySeptember 12, 2016 at 5:27 PM

      Thanks sis, mukhang ganun na nga ang gagawin ko sa emergency fund. Ipon ipon ulit. Hihihi. Binisita ko blog mo at naks may sarili ka ng domain. Galing nman sis! Sana ako rin sa future. :D

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  5. MejLoza.comSeptember 15, 2016 at 1:54 AM

    Magkakaroon ka din nyan sis. Actually yun sakin, gift ng brother ko. Business kasi niya is websites. Kaya ito sinasali lang niya yun akin. Siya nagbabayad. Swerte lang mabait and supportive kapatid ko. :) Malaking pasalamat ako, kaya ito balik blogging. Tumigil kasi ako ng matagal pero binubuhay pa din niya. Nahiya naman ako. And ito, inspired ng mga posts niyo na lagi ko binabasa pero nahihiya ako magcomment before hehe, tinuloy ko na ulit. Minsqn shy pa din magpost ng personal stuff pero nasasanay din.

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    1. CindySeptember 15, 2016 at 5:35 PM

      Sana nga sis! Swerte mo naman sa kuya mo very supportive. Hehe. Naku wag ka ng mahiya magcomment dito kasi tayo-tayo lang naman ang nagke'kwentuhan.

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  6. UnknownSeptember 16, 2016 at 1:52 AM

    Wow. Congratulations on your house renovation! ♥ I find the pot plants so cute. :) Also, I wonder how you manage to do all these. Good luck and keep it up! Hope to hear from you soon!


    Love, Airish
    Gorgeous Glance
    http://www.airishabella.blogspot.com

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    1. CindySeptember 18, 2016 at 7:28 PM

      Hi Airish, thanks! Idea ng mama ko at papa ko yan. Hahaha. Nagbili sa amin ng mga paso tapos yan pala ang gagawin nila. Hehe. Wala pa kasing budget for iron fence e so potted plants muna for now. I'll check your blog din from time to time. :P

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  7. MejLoza.comSeptember 21, 2016 at 6:43 AM

    Katatapos ko lang magreading marathon ng blog mo. I started the other day. Love your blog posts. :) Di ko namalayan nasa first post na pala.
    Ang masasabi ko lang, more please hihi :)

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    1. CindySeptember 21, 2016 at 5:39 PM

      Thank you sis at napagtiisan mong basahin ang blog ko kahit na mejo may mga wrong grammar ako at hirap ienglish ang mga terms! Hehe. Yaan mo sis madaming time mas magiging active ako dito. :D

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  8. MejLoza.comSeptember 26, 2016 at 3:19 AM

    Hi sis napadaan lang :) check ko kung may update ;)

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    1. CindyOctober 3, 2016 at 6:00 PM

      Yayy, thanks sis kasi parati mong dinadaanan tong blog ko. Soon sis makakapag update din ako dito. Medyo busy ako kumayod now sis sa freelance ko alam mo na magpapasko at may gusto kasi akong goal na iachieve. Hehe.

      Delete

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