Showing posts with label PH Stocks. Show all posts

August 2016 Life Lately: House Update, PH Stocks & Personal Life

Hey, all! I finally have the time to write an update to my blog. Yahoo! To my few readers, thank you for still keeping in touch with me.
Our house renovation is 90% complete while the remaining 10% is put on hold because I hit my budget constraint and I can't afford yet to buy paint materials. I’m planning to push through the incomplete task by November. The bad news is I use all the money on my emergency fund.  Boo. So yeah I'm starting again on building my saving/emergency fund. But I am not complaining because seeing our home before and after the renovation is a big accomplishment for me. I can now say that one of my goals is turning into a reality, one step at a time. Naks! You can read my previous post where I share about our house renovation dilemma here. 
Before the house renovation
After the renovation
About my stocks, I sold some during the first week of August 2016 (Ghost month) and earn a little from it. The funny thing is when I sold my stocks the price went high that I totally regret selling them but as they say an investor should be unemotional and move on once his/her stocks are sold. A gain is a gain! If you are curious how much I received, it is way higher compared to the interest that I get from the bank. If I have readers who are thinking to invest on stock market I recommend start now! But be reminded that you should never put all your savings on the stock market, instead set aside a portion of your money for emergencies.
Currently I have two stocks which are red right now. I'm  hoping it will turn green next month.
Aside from my full-time job, I’m also freelancing on Upwork. I am lucky I bagged a long term project from one client in Texas. So yeah, I have deal with my time management now since I have extra job to do at home. So many works so little time. Sigh. Sus, ako na busy! Charot. My budget plan is the same as before, I still in charge of making financial arrangements at home. I find it relaxing whenever I do grocery shopping. Well except when it’s time to pay the bills at the counter! Haha.

What about you? How's your August month so far? Share your stories in the comment box below. I hope it is more interesting than mine!

Photo Credit:
Canva.com
Pixabay.com
COL Financial

Life Lately: Job Promotion, House Renovation & PH Stocks!



Hello there! Yes, I'm alive. It's been two months since my last update here on my blog due to circumstance beyond my control. Don't worry it's all good news that happened to me while I'm away.

First, is I got promoted at work to a senior position! I'm very surprised about what happened because I’m not expecting it at all. Thank you, Lord! This is a very big boost in my career. I’m currently supervising two junior employees and giving them daily tasks that they need to complete within the day. I'll be honest that I’m still grasping on my leadership skill but on the other hand I'm enjoying my new role as a senior specialist.

Another good news is, we are now renovating our house! I think the Lord answered my prayers thru job promotion for me to have an extra budget. It came just in time, I plan to put the additional salary increment on upgrading our house. It started last May 16 and we’re halfway through it. Our place is really messy right now and disorganizes furniture is  everywhere.

Dust is everywhere due to cement, hollow blocks and dismantled walls. See picture below:
Excuse my feet. Dusty floor and unorganized furniture
Hopefully by the second week of June our house is completely done. I’m crossing my fingers for this one. Furthermore, I’m also praying that the allotted budget is enough to cover the expenses though I already applied for SSS salary loan so that we can also replace our old ceiling with a newer one. In preparation for the rainy season and typhoons.

One last thing, the best news so far was my youngest sibling graduated from college last April 2016! As her big sister, I am very proud of her accomplishment. My parents are beyond happy too!

Anyhow about my stock portfolio, it is still in the sea of red but there were two stocks that are green. I’m wishing that the Philippine economy will become bullish for the succeeding months to come so that I have a higher return on investment. Naks! Fumi’feeling investor ako. Hehe.

So yeah, that’s the reason behind my long absence here on my blog. Hopefully, you still visiting my page even if I am not active here. How about you? What keeps you busy this month? Share your stories in the comment section below. I want to read them.

Photo Credits:
COL Financial,
Pixabay - https://pixabay.com/en/users/Alexas_Fotos-686414/
Canva.com

My First Cash Dividend from EDC


This news came to me as a surprise. I was shocked and turned giddy when I read the email that I was given a cash dividend from EDC! Hooray.

Oh my gosh. Though the amount is fairly small, I am still very thankful for this blessing! As I've read too many financial blogs, I can say that I have now experienced having passive income. My money works for me and not the other way around. Hehe.

I've hadn't experience capital appreciation yet because I am still waiting for my stocks to turned green on my portfolio before I bid them goodbye. What about you? Did you receive your cash dividend or stock dividend from your investment? Share your stories below.

Photo Credits: COL Financial, f.tqn.com

My week recently: Stocks, Family Dilemma & Maxisaver

Though it's only the third week of July 2015, I can say that the luck is in my favor for this month. I save enough amount for my savings. I am proud of myself too because I am now an investor. I bought two stocks; ABS and Crown last July 7. The first stock is into media while the latter is into industrial. Crown is doing good, but I don't want to sell my shares for now. I admit I am a noob when it comes to PH stock market and needs to learn more about the industry that's why I read more financial blogs, forums, and books now. Aside from that I will be attending a seminar on Aug. 1 regarding "COL 2015 Mid-year market briefing" and I'm so excited about it!

The situation in our house is crazy! My mom wants me to increase the amount of money that I gave to her for our viands. We have an allotted budget of 200 pesos for that daily. We had a long conversation about the issue. I respect her reasons why she demands an increase, but I have to explain to her why it is impossible for me to do it. I told her that we have a separate budget for rice and kitchen essentials (e.g. onions, garlic, seasoning and etc.). I’m glad that after our discussion we're able to resolve the problem

I'm planning to open a maxi saver account on BPI by the end of August 2015. The account is for an emergency fund. I want to have a separate account for my buffer account and emergency fund. I hope I can accomplish it before I turn 26. Wish me luck guys! Before I end this entry, I want to take this opportunity to thank you for visiting and reading my blog. Obtaining 500 visits is overwhelming! Kinikilig pa rin ako ngayon ng dahil dyan.

How many of you here invest on PH stock market? Are you going to COL Mid-year market briefing? Do you also have BPI Maxisaver account? Share your comment below. I want to read them.

Photo Credit: Canva.com
Subscribe to: Posts (Atom)