ECQ Thoughts and Realizations
Hi, all thanks for sticking with me through thick and thin, though, I seldom post an entry here. I'd be honest that I neglect this blog, but I'm bouncing back again!
We are living in a new normal. Things are not the same way as before. For example, it is stressful now to go outside because you might pick-up the virus that we can't see. Entering establishments or restaurants nowadays requires you to wear a face mask and checking of body temperature at the entry point is an SOP. Transportation is difficult too nowadays since traditional jeeps are not yet allowed to operate here in the Philippines.
I am lucky that my company that I'm in, allow us to work from home before the community quarantine imposed in Metro Manila. Staying at home for the past three months I would say, has it's pro's and con's. Good, because I saved a lot of expenses on my commute, but bad for my mental health. I miss the social interaction with my officemates, going to the supermarket, dining in at fast-food chains, and more. These are strange, strange times not only for me but for everyone. However, I am not complaining as it is better to stay at home at this time than go and commute to work.
When it comes to my finances, I am holding more on my cash now. Most financial gurus are correct when they say we must have an emergency fund! It is very helpful to have one during this difficult time, now that we are facing a pandemic.
I can sleep peacefully at night thinking that I have a safety net that can save me. I strongly suggest that you should build an emergency fund this year too! Start with a small amount whether it is 5 pesos per day and increase it gradually once you adjust to your budget. What I'm trying to say here is any amount will do, but I want to emphasize that you should start saving now rather than later.
On the other topic, I haven't received our 3 months worth of utility bills (Meralco and Manila Water)! I read a few posts on my FB and Twitter about their sky rocket bills, but I don't worry that much on our end because I have an emergency fund to pay for those utilities. I still hope that the our bill is not that high though.
On the other topic, I haven't received our 3 months worth of utility bills (Meralco and Manila Water)! I read a few posts on my FB and Twitter about their sky rocket bills, but I don't worry that much on our end because I have an emergency fund to pay for those utilities. I still hope that the our bill is not that high though.
My only concern about staying at home is I have no physical activities to burn that extra, extra calories away! You can read my 2020 NY resolution about my desire to lose weight. I've done much eating, but no exercising! Have I mentioned before that I am lazy to do cardio activities too? So right there, I knew that I have a problem. Maybe I should eat less carbs for now and stick to healthy greens.
What about you? Care to share what are your realizations during this time of pandemic? Share them in the comment section below!
We're lucky our residence building admin took the meter readings. We were able to pay for our actual consumption for the month. I hope Meralco wouldn't charge interest.
ReplyDeleteI paid about 4K something on my electricity bill for those 3 months. Not bad after all as the 3 of us (my siblings) work from home when the ECQ was implemented. We have no AC but we uses electric fan! We have 4 fans for each for us including my mom! Haha. My mom is also selling yelo in our neighborhood so that's it.
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