2019 Life Lately: Quit My Job, Emergency Funds & Investment Options

Hello, blog! It's been months since my last entry here and I do hope I still have loyal readers.

We’re on the 2nd half of 2019, and I'm slacking on my financial goals for this year! Here is the brief summary of what I've been up to during my long hiatus.

I quit my job! Yup, it’s been 6 months since I left my job at BGC and it is liberating that I have the guts to do it even though my salary there is very competitive. It was at that moment, I appreciate having an emergency fund which I can use while looking for a new career.

I can attest that prayer really works as I am beyond grateful that when I left my job, an exciting opportunity came my way!

I’ve been “tambay” in our house for 3 weeks which I think I really needed to destress. I've binged watching movies, NetFlix series like "Kingdom", and slept for long hours. I also have my teeth braces; it's the second procedure that I need to undergo for my TMJ treatment.

I also had the chance to reflect on things about myself. I've decided that if ever my next job turns out bad, I will pursue freelancing and enrol myself to TESDA short courses like dressmaking or baking. I think those two courses will help me earn extra cash if I have a family of my own, plus the fact that I got addicted to watching videos on YouTube on how they manage to salvage a thrift dress and turn it into a trendier look!

My expenses at that time are piling up for I still do pay for our water and electricity bills, but I don’t mind for I have enough moolah to cover those adulting duties!

I'm back in Makati again! I find it more convenient to work there as oppose to BGC as I have more options for my mode of transportation. To be honest, I don't know yet if I will be working there for years as I don’t want to say something and then poof I resign after a year.

Let just say that I am extremely thankful that I have a nice job right now and have the opportunity to replenish my emergency fund again.

For my financial goals, I guess I need to remind myself that I need to invest more. I haven’t added any stocks on my portfolio, but I’ve been researching UITF, Mutual Funds, and PERA. I am thinking to open an account on BPI for the Mutual Funds, while BDO for the UITF. I am also wanting to invest in FarmOn which is highly recommended by my friend Jethro and livestock on DV Boer Farm.

How about you? What are the things that keep you busy or things that you’ve been planning to do on this 2nd half-year of 2019? Let me know in the comment section below.

My Life Updates Before 2018 Ends! (Overdue Post)

Hi guys! Yes, I am still alive, kicking and umm...fatter! Haha. This is an overdue post but still publishing it anyway!

A lot has change in my life while I am away. One is that I got a new job back in May 2018, I'm working now at BGC! My salary has increase, and so is my job responsibilities. Pati stress nag-increase din!

So side kwento muna tayo mga beshy, before, I thought working in BGC is more accessible for my daily commute but oh my gosh I was totally wrong! The traffic there is horrendous. Di ko alam kung bakit pero mas malala pa ata ang lugar na yun sa EDSA!

Di ko makuhang gawin ang mantra ni Miss Universe 2018 Catriona Gray, "to look for the beauty in the situation" kasi nagkakawrinkles ako sa 'twing nakakauwi ako ng bahay ng late. Imagine 2 hours akong nakapila para lang makasakay ng van araw-araw. Haaaay. Terible talaga!

The daily struggle of being a commuter!

Let's talk about my job, my job title is still the same but the stress is 1000x bigger! Eto yung talagang dahilan ko bakit gusto ko magquit na pero hindi pa dapat kasi nga di pa ako nakaka 1 year! Charot. Infairness ha may mga positive namang nangyari sa life ko. 

Two advantages I can think of is first, I learned a lot. Like gumagana lahat ng brain cells ko kapag nasa office ako kasi gusto ko matapos mga tasks ko. Minsan naman bago ako matulog iniisip ko na paano yung mga steps na gagawin ko para mas maging madali yung mga gawain ko. Ewan ko kung ganito din kayo sa work nyo, pero eto yung parang approach ko. Hehe.

Second, on the financial aspect, I also had a chance to save big time for build my emergency fund. I can proudly say now that I have achieved my goal of having 6x of my monthly salary. I put my emergency funds on my BPI maxisaver account.

I am super stress every time I go to work in the morning. Oo mga bakla morning pa lang iniisip ko na sana uwian na para makauwi na ko sa bahay namin which is not okay for me kasi it only show how much I hated my job. I'm thinking of resigning this 2019 that's why I am busy searching, sending my resume, and applying for a new work.

If you will ask me if I am happy with my work right now, the answer is NO, but, I still need this job that's why I am not quitting anytime soon. Maybe if there's a better opportunity coming my way, that's the time I will quit.

I also thinking of pushing freelancing work because hello nobody wants to commute everyday. For now I am staying on my work but will give you updates if ever nagquit na ko or hindi. LOL.

Anyhow, kamusta nman ang 2019 nyo? Anong financial goal nyo this year? Share your thoughts or financial plan this 2019 on the comment section below at magchikahan tayo dyan.